Owner's Title Insurance will protect you against those hidden risks which would not be disclosed by even the most meticulous search of the public records.

Some examples of those hidden risks are:

Forgery

Inadequate surveys

Fraud in connection with execution of documents

Incorrect legal descriptions

Undue influence on a grantor or executor

Non-delivery of deeds

False impersonating by those purporting to be owners of property

Unsatisfied claims not shown on record

Incorrect representation of the marital status of grantors

Deeds executed under expired or false powers of attorney

Undisclosed or missing heirs

Confusion due to similar or identical names

Wills not properly probated

Dower or curtsey rights of ex-spouses of former owners

Mistaken interpretation of wills and trusts

Incorrect indexing

Mental incompetence of grantors

Clerical errors in recording legal documents

Conveyance by a minor

Delivery of deeds after death of grantor

Birth of heirs subsequent to date of will